Insurance Protection Services by AIG Malaysia

Being amongst the pioneers of insurance services in Malaysia more than Six decades, AIG serves the nation by providing quality delivery regarding insurance and risk management solutions. Since the day the building blocks are laid down in 1953, AIG’s consistent development led to a constant rise in their network of agents, brokers, and scheme, with now about 15 offices opened countrywide.

AIG’s Belief

AIG believes that insurance and risk management plan’s really needed to protect clients out of the unforeseeable future. Therefore, they’ve already offered a variety of insurance packages that usually can be benefited by both corporations as well as people.

Insurance Solutions Offered

Personal Insurance

When acquiring assets like homes and cars, the authority renders insurance purchase mandatory to ensure that anyone can safeguard themselves during incidents. If ever the customers opt to obtain the car of property insurance from AIG, they are going to equipped to enjoy maximum coverage from common risks with the proper premium.

AIG Malaysia
Travel Insurance is one of AIG’s most demanded insurance product by the consumers.

Setting homes aside, personal health and wellness are also another aspect individuals should give attention to. In this particular aspect, educating the community in regards to the value of a medical insurance can be the real challenge. Nevertheless, it doesn’t stop AIG’s agents from making effort to increase awareness. Now, their effort has begun to show some positive outcome, because the amount of personal medical insurance protection purchased by Malaysian citizen grows greatly every year.

International investment and lowest transportation cost have now made constant travel for business and leisure affordable. Hence, the requirement for the travel insurance has also increased, which brought to the offering by AIG in satisfying their customer’s needs to get a comprehensive protection plan.

Business Insurance

For corporations, AIG comes with a flexible risk management solutions that can help them protect their business from unforeseeable mishaps. They are able to enroll in almost any insurance, as an example the property insurance, manufacturing related insurance, insurance involving financial lines, as well as group employee benefits insurance within their employees’ medical & health benefit with AIG.

While using a number of scheme available, AIG should be able to provide a quality plan to customers from various industries, like for example companies with the hospitality & leisure, import & export, energy, retail, communications, as well as media & technology sector. What’s more, while they are conscious of the rise of SMEs while in the domestic market, AIG created an exceptional package which could protect these growing enterprises from all of the different kinds of risks when they expand.

Summing Up

Hence, individuals and companies who will be keen to sign up to AIG Malaysia’s insurance protection can visit their site and ask for an insurance quote. Whenever they want a more personal assistance, customers may easily get details on agents serving the area around nearby location and then have a meeting set.

Where AIG is Heading

Taking innovation in marketing to another level, AIG Malaysia recently worked together with Lazada to make them available online insurance purchase in their partner’s platform. This way, customers may have a more friendly internet shopping experience as their insurance protection are generally approved within 3 days upon successful purchase and registration. Visit their website here for more information:

Information On Abbott Nutrition’s Products

Parents are often spoilt for choice with regards to buying dietary supplement for the kids. You can get simply too many sold in the market. Exactly how do you make sure that your kids get the right balance of nutrition growing up? Here, we’re going to offer you a factual article on Abbott Nutrition products, to assist you in order to make that important decision.


Pediasure is a good for the kids as a nutrition source, because it’s common for your children today to become fussy eaters, which caused them to not ever consume the daily dose of proteins, carbohydrates, and minerals as recommended. Because the poor nutrition makes children more prone to diseases, daily intake of 3 servings of Pediasure may help to strengthen their antibody level.

Pediasure Malaysia

It’s rich in proteins, vitamins (25) and minerals which happen to be essential for growth and development. Also contains probiotics, FOS and MCT oil. Combined with over 20 necessary nutrient elements which enable you to help increase height, weight and create a stronger antibody to decrease the number of sick days. Another bonus point is that it’s lactose-free!


Similac comes with DHA, lutein, ARA, choline, natural vitamin E, Taurine, Iodine, Iron, and even more key nutrients that support learning. The product is specifically intended for children from 1 to 10 years, and its formulation draws on the latest research that found that an exceptional blend of nutrients enables more brain cell connections.


Similac allows you support a baby’s overall growth which includes their brain, eye, and body’s defense mechanisms. Final results of each one ingredient are; DHA aids you to improve brain development, Lutein is definitely a nutrient discovered in breast milk that is required for improving eye health. Vitamin E is essential for supporting cell development, Nucleotides are known as the foundation for constructing a strong natural immunity, Antioxidants helps to protect your baby’s cells with nutrients like vitamin C, E, and selenium. And as a final point, Prebiotics for encouraging digestive health for just a stronger natural immunity.


For the seniors, there certainly is Ensure. Ensure is definitely a formula for fragile adults which has a low degree of energy. Ensure contains nutritional essentials which can include Vitamin A and B12, niacin, selenium, chronium and many more. Since it is lactose-free, gluten-free and adjusted for the nutritional needs of adults, this formula is a fantastic supplement.


Ensure is simply not well suited for the usage of children because of the nutritional content is not optimized for their own needs. Instead, this product is suggested for patients in hospitals, tailored for those who’s currently suffering from a serious illness. Those post-surgery patients who sadly are having difficulties eating solid food may possibly reap the benefits of this product. Ensure can be blended with a fluid in order to provide an individual’s daily nutritional requirements through a gastric tube, even when the patient struggles to chew or swallow.


Long story short, Pediasure contributes your baby’s mental and physical growth development, while Similac increases their capability to take in and process information. Similac Mom is actually for breastfeeding and pregnant mothers and Ensure is suitable when you’ve difficulties eating and who require extra energy. Still in the dark about concerning what product to try? Make sure you consult your doctor.

Ebene: What Do You Know About Them?

Ebene is a brand who offers health goods to the general public. Their very own products have A single thing in common, that is certain to make better health by improving oxygen and blood flow. What Ebene does is generally to adopt and commercialize traditional Chinese medicine concept for all the good thing about the general public.

Ebene’s Secret

The secret to the effectiveness of Ebene’s products lies within the component that can make it. In a few of this products, you will find tourmaline, which can be essentially a kind of mineral that emits alpha waves, infrared rays, plus ion that might provide heat into the flesh in order to alleviate pain during therapy.

Ebene’s Range of Products

We should now zoom into the product itself. Basically, Ebene offers solutions that can be used on many body parts. However, the best selling item is certainly Ebene’s knee guard. The item is effectively made to provide support at the knee to those people patients dealing with surgery & more.

When you utilize this product, you will experience a huge relief from the pain or swelling caused by poor blood and oxygen flow. However, as the body will be needing some adjustment, it’s advised that you simply try them for 2 hours in the daytime, and extend usage to night time as soon as your body is accustomed to it.

But that is not all. As Ebene understands the market’s needs, they also have introduced their very own line of ankle guards. This product is ideal for athletes, wheelchair-bound patients, or merely any person who does plenty of running or walking all the time or those people that is unable to move their feet in any respect.

Which has a contoured design, the goods may be worn perfectly fit by everyone. Like with all Ebene products, the ankle guard relieves pressure while at the same time increases the flow of blood efficiency around the ankle. It’s therefore strongly recommended for athletes make use of for more durable sports performance.


One last thing, we’d like to feature another awesome product by Ebene Malaysia, that’s the compression sock. This is exactly an excellent daily wear manufactured goods can help promote blood flow efficiency, thus saving yourselves from your discomfort, pain or maybe foot cramps you feel during the night.

Since we commonly wear shoes for long hours at the office, the item will unquestionably be a perfect fit to minimize soreness. Not only that, folks that walk a significant distance to the office routinely, along with those who sit on long flights can also enjoy amazing features in this foot massage socks.

Want More Find Out More About Ebene’s Products?

Ebene is basically more than just about knee guards, wrist guards, or socks that reduces pain. It depends on a bigger idea of promoting your health to all. To keep up with exciting awesome product releases and a lot more concerning the brand, you can click on the official Ebene Malaysia website here:

Top Rated Hotels to Try Out in Penang Island

Found on the West Coast of Malaysia, Penang Island is truly an outstanding place that’s perfect to be a vacation spot. Whilst you plan your journey there, you may well be interested to learn more about the top hotels you may choose to settle during your special trip. So, these are some of the top hotels in Penang Island that you might want to consider.

Armenian Street Heritage Hotel

Top Hotels in Penang

Our first recommended hotel is going to be Armenian Street Heritage Hotel Penang, situated at the center of Georgetown, where travelers are treated with a mixture of heritage with modern amenities at an incomparable price. The hottest deal found on average is RM144 a single night that enables you to rent a Double Room for 2 persons. Conveniently the place is only a minute walk away from a few of Georgetown’s hottest murals.

Eastin Hotel

Top Hotels in Penang

Eastin Hotel can be found in Bayan Lepas Industrial Zone, Fifteen minutes from the Penang International Airport, and Five minutes from Penang Bridge. This hotel is generally perfect for business travels due to its facilities and modern amenities. This hotel is merely Twenty minutes drive from the Georgetown Heritage enclave.

Muntri News

Top Hotels in Penang

Previously a stable and coach house for carriages serving George Town’s wealthy Chinese families, Muntri Mews offers cost-effective boutique-style lodgings (numbering only nine suites in total) in magnificently restored rows of Nineteenth-century Chinese terrace family homes on Muntri Street. From here, it is really within quick walking distance to any and all the listed heritage places of interest – great for intrepid explorers bent on learning about the real Georgetown. The hotel’s unique concept and its particular friendly staff who offer personalized service are a refreshing departure from the ordinary offerings you might find at a large, international-chain city hotels.

Shangri-La’s Rasa Sayang Resort & Spa

Top Hotels in Penang

This resort is situated in Batu Ferringhi beach, and it’s also best known for the luxurious experience you will enjoy during your stay. It sits on a 30-acre tropical garden having a stunning view of the Andaman Sea. The spa available in this resort arguably has got the most exclusive treatment in Penang.

Ryokan Chic Hostels

Top Hotels in Penang

Fed up with cheap hotels with cockroaches, lumpy mattresses, and no-go toilets? Try Ryokan, a Japanese themed hostel delivering safe, clean holiday accommodation and modern features of chic boutique hotels for travelers on a tight budget. CCTV surveillance system and Wifi connectivity are available across the hostel plus there is a special ladies’ dorm.Ryokan can be found on Muntri Street, in the heart of George Town, Penang.

Hard Rock Hotel

Top Hotels in Penang

The Hard Rock brand needs no introduction. It is going to charm the rocker in your soul and hotel’s Hard Rock Café offer live entertainment which has been amongst the best on the island. Toss in the beachfront location on Batu Feringgi, a long and most happening swimming pool area in Penang which happens to be kid-friendly as well, therefore, we have a winner on all fronts.

Holiday Inn Resort Penang

Hotel in Penang Island

Quite possibly the most decent Penang hotel on this list is the Holiday Inn Resort Penang, this family-friendly resort is situated near the stunning white beaches of Batu Ferringhi. While your kids are at the hotel’s Playlab, an interactive kids’ club which provides all day entertainment for your kids, you can enjoy the wonderful pool, a massage or many of the watersports next to the resort. Relax or have a look at Penang Island during the day and take a look at one of many island’s best night markets! Holiday Inn Resort Penang is perfect all people.

Check out their rooms here:

We hope this short article provided a sufficient amount of insight to assist you to plan your next trip to Penang. Be sure to refer to this post to get the best hotels in Penang to get yourself an incomparable deal. Please feel free to visit the aforementioned hotel’s official websites for more information on any special offers and packages which might be on offer now.

Amazing Restaurants & Bars in KL City

Kuala Lumpur, the capital city of Malaysia is a place having a diversely unique dining experience. The only problem here is actually about discovering the right place that delivers a superb experience that’s worth remembering. Here’s the list of 7 greatest restaurants to visit in KL.

Marble 8

Marble 8 KL

Marble 8 is regarded as a stylish steakhouse that is thought of as a haven for steak lovers in Kl. Proudly located in Menara KLCC, Marble 8 serves the highest quality Angus and Wagyu beef which is provided by the Menegazzo family in Queensland, Australia. Patrons can savor the delicious meal while relaxing on the plush leather sofa and enjoy instrumental music while being surrounded by a plush interior design.

Marini’s on 57

Marini's on 57

Marini’s on 57 is definitely the highest rooftop bar you may find in KL. They serve the greatest Italian cuisine such as artisan-made pasta and fresh seafood is flown all the way from Italy. Their space is covered in velvet and leather, and it’s a fantastic place to relax and enjoy cocktails and premium champagnes. Due to the limited capacity, you’re well-advised to make not less than Seven days advanced reservation if you wish to check out Marini’s over a weekday, and within Fourteen days should you want to go to the restaurant during the weekend.

Troika Sky Dining

Amazing Restaurants in KL

The Troika Sky Dining is another high-end restaurant you can travel to in KL. Here on level 23A at Tower B, there are two main fine dining restaurants that serve its own specialty. Cantaloupe serves fine French, Italian, Greek and Spanish food, while at Strato, you can find flavorful pizzas and pasta. Furthermore, you can find a 3rd eatery called Fuego that serves South American special treats. In case you are there for just a drink, you may visit Coppersmith or Claret that serves wine & cocktail.

Thirty8 KL

Amazing Restaurants in KL

Thirty8 KL, a first-class dining restaurant in Grand Hyatt Hotel is considered the few we are going to recommend. The place is the right choice while you’re dining which includes a companion that prefers an alternate variation of dishes, on the grounds that this restaurant offers various sorts of Chinese, Japanese, as well as Western menus. This can make Thirty8 a perfect place for entertaining colleagues in addition to close friends and family gathering.

Enak KL

Amazing Restaurants in KL

Enak KL is considered the representative of the top-notch local cuisine restaurant on our list. With delicious appetizers, main courses, and desserts prepared using age-old family recipes, lots of the menus here have got a spicy element that expresses the one-of-a-kind taste of Malaysian food. Get ready to experience the halal (pork-free) cuisines here in a comfortable Balinese-themed decor that resonates the Asian culture and tradition.

Celestial Court

Amazing Restaurants in KL

Celestial Court is regarded as a restaurant that offers a complete experience of the Cantonese traditions. From their signature dishes just like the Cantonese roasted duck to their redefined interior decorating; the Celestial Court enable you to take pleasure in majestic elegance experience in one destination. Based on the season, the restaurant also occasionally introduces unique dishes to diners, such as serving the mooncakes within the Chinese mid-autumn festival.

Maison Francaise

Amazing Restaurants in KL

Situated in Jalan Changkat, Maison Francaise is a French fine-dining place where a romantic and vintage feel surrounds you. When you enter this three-storey restaurant, you will notice their voguish white walls, contemporary crystal chandeliers, and dining tables covered in white tablecloths. This restaurant serves the highest quality meals prepared with fish or meat. Furthermore, you may as well enjoy their yummy caviar selection and desserts for instance Soufflé au Choix.

Even though this marks the end of our article on the top fine dining restaurants and high-end bars in Kuala Lumpur, the journey surely doesn’t end here for you. We sincerely hope that you’re going to make use of the information outlined in this article to actually give these restaurants a go, and we also guarantee that you will not ever regret it.

Vivo & More: Finding the right Smartphone That Suits You

If you aren’t a technophile, you are most likely only going to buy a new mobile phone as your existing phone breaks or perhaps the technology is too outdated. As there may be a good chance that you aren’t that conscious of the smartphone technology evolution, take a look at share what to consider in a phone before you buy it.

Operating System

There are mainly 2 kinds of OS – Android & iOS. According to users, iOS is mostly much easier to use, but Android provides more variety. If you need to be able to utilize the latest apps first, go with iPhone. However, if you would like more hardware option, for example, Vivo, Samsung, or Oppo, then Android is unquestionable to decide on.

Phone Size

Size matters and this is true for your smartphone screen. If you’re the kind of person who likes to play games and watching videos for hours on end, a larger screen meets your needs. However, if you really want a phone that easily fits your pocket, you might consider selecting a smaller smartphone as opposed to the 5.5-inch iPhones S.

Vivo’s V7+: One Hell of A Screen!

Vivo’s V7+ is currently one of the latest models available in Vivo store. The product has an 18:9 ratio display with 84.4% screen-to-body ratio. This is an insanely great feature when you compare with other phones like the iPhone X (ugh). What’s unique about this phone is that, despite the size, V7+ feels great to hold.

Vivo’s awesome V7+ model

Display Quality

Image quality can be a pretty important feature you really need to consider, as the color quality and even screen brightness matter above resolution. It is best to observe the brightness of the screen as it determines whether it is also possible to utilize phone conveniently outdoors.

Camera Performance

We have now reached a heavily contested feature, which is camera performance. Most smartphones today aim to pack the best available camera inside their mobile. Soon, you will realize that regarding a range of megapixels, bigger doesn’t imply better. A great indicator of camera quality certainly is the quality of the image processor in the lens. Vivo smartphones have their very own league, offering not merely one, but two lenses which weave out a fabric of ultra-premium quality visuals. For moments of a perfect selfie, Vivo delivers the best smartphone camera and emerge as the clear winner of the phone category.

Check out Vivo Malaysia’s website here for more information:

Storage Capacity

An outstanding smartphone needs to have at the least 32GB of internal space. If you are taking pictures using your smartphone frequently, your phone storage will almost certainly get full very quickly. If you enjoy top quality pictures and download videos on the net, you may use up all storage in approximately Few weeks. If you are using iPhone, you simply can’t extend your storage capacity using external memory cards. Should you use Android phones, it is possible to usually add memory cards, dependent upon the type of the smartphone.

Battery Life

Well, no matter what powerful your smartphone is, they mean nothing in the event it only lasts two hours per charge. We all believe that need to have a power bank frequently is really annoying. Therefore, next occasion you find a smartphone, find those with well over 3,000 mAh, and you ought to be fine.

Cool-to-Have Features

Here’s an example of a cool dual lenses camera by Vivo. Pretty cool, right?

Those stated previously are commonly what you will have to know about a phone. However, because you do not buy a brand new smartphone every day (in some cases people only purchase it every few years), it can’t hurt to find something with cool features, like Vivo’s dual camera phone, or something with wireless charging. You’ll love them!

In fact, everything is dependent on your choice and budget. If you’re looking for a cheap smartphone, the latest iPhone will not be the right selection for you personally. But do not worry, there are a number budget smartphones out there with other great features and specifications.

Datuk Ramanan: Cara Membina Pelan Perniagaan

Datuk Ramanan Ramakrishnan adalah salah seorang daripada ahli politik di Malaysia yang memberikan perhatian terhadap perkembangan ekonomi rakyat di Malaysia, terutamanya bagi masyarakat India. Berbekalkan pengalaman yang ada, di sini Datuk Ramanan memberikan sedikit sebanyak gambaran tentang kaedah mewujudkan satu pelan perniagaan yang bagus.

Datuk R. Ramanan
Datuk Ramanan Ramakrishnan

Di dalam artikel ini, Datuk R. Ramanan memberikan penerangan dengan terperinci tujuh bahagian penting dalam pelan perniagaan: apa yang harus anda sertakan, apa yang tidak harus disertakan, cara mengerjakan nombor dan sumber tambahan yang boleh anda berikan untuk bantuan.

Ringkasan eksekutif

Dalam keseluruhan rancangan pelan perniagaan, ringkasan eksekutif akan mengikut halaman tajuk. Ringkasan harus memberitahu pembaca apa yang anda mahukan. Ini sangat penting. Sering kali, keinginan pemilik perniagaan dikebumikan di halaman belakang pelan perniagaan

. Jelaskan dengan jelas apa yang anda minta dalam ringkasan.

Penerangan Perniagaan

Huraian perniagaan biasanya bermula dengan penerangan ringkas tentang industri. Apabila menerangkan industri, bincangkan prospek masa kini serta kemungkinan masa depan. Anda juga harus memberikan maklumat mengenai semua pelbagai pasaran dalam industri, termasuk sebarang produk atau perkembangan baru yang akan memberi manfaat atau menjejaskan perniagaan anda.

Strategi Pasaran

Strategi pasaran adalah hasil analisis pasaran yang teliti. Analisa pasaran memaksa usahawan untuk menjadi biasa dengan semua aspek pasaran supaya pasaran sasaran dapat ditakrifkan dan syarikat dapat diletakkan untuk memperoleh bahagian jualannya.

Analisis Kompetitif

Tujuan analisis kompetitif adalah untuk menentukan kekuatan dan kelemahan pesaing dalam pasaran anda, strategi yang akan memberikan anda kelebihan tersendiri, halangan yang dapat dibangunkan untuk menghalang persaingan dari memasuki pasaran anda, dan apa kelemahan yang boleh dimanfaatkan dalam kitaran pembangunan produk.

Pelan Reka Bentuk & Pembangunan

Tujuan bahagian reka bentuk dan pelan pembangunan adalah untuk menyediakan pelabur dengan perihalan reka bentuk produk, mencantumkan perkembangannya dalam konteks pengeluaran, pemasaran dan syarikat itu sendiri, dan mewujudkan belanjawan pembangunan yang membolehkan syarikat mencapai matlamatnya .

Pelan Pengurusan & Operasi

Pelan operasi dan pengurusan direka untuk menerangkan bagaimana fungsi perniagaan secara berterusan. Pelan operasi akan menyerlahkan logistik organisasi seperti pelbagai tanggungjawab pasukan pengurusan, tugas yang diberikan kepada setiap bahagian dalam syarikat, dan keperluan modal dan perbelanjaan yang berkaitan dengan operasi perniagaan.

Faktor Kewangan

Data kewangan sentiasa berada di belakang pelan perniagaan, tetapi itu tidak bermakna ia tidak kurang penting daripada bahan hadapan seperti konsep perniagaan dan pasukan pengurusan.

Kesimpulan Oleh Datuk R. Ramanan

Kesimpulannya, terdapat tujuh langkah utama untuk membina satu pelan perniagaan yang bagus. Oleh itu, Datuk Ramanan Ramakrishnan menyeru agar anak-anak muda di Malaysia terutamanya agar membina ilmu perniagaan dengan baik agar dapat memperkembangkan perniagaan masing-masing dan seterusnya membantu memperkukuhkan ekonomi negara.

Lagi artikel tentang Datuk Ramanan:

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Juga Follow Datuk R. Ramanan di Instagram!

Datuk R Ramanan Notion on APEC Business Travel Card

Datuk R Ramanan

Going through a long immigration clearance procedure with regards to visitor passes approval tend to be problematic. While it is indisputable that such protocol is irritating, the visa application process is crucial to ensure everyone’s safe passage. On the other hand, it is not uncommon for similar procedures to affect business relations. Fortunately, an excellent solution, the Asia Pacific Economic Corporation (APEC) Business Travel Card was introduced to smoothen the process.

The APEC Business Travel Card is made available to company owners giving them the capability to travel without restraint. This is achieved in a concerted effort by nations to stimulate free trade and open investment opportunities to participating nations. The APEC Business Travel Card allows travellers pre-cleared short-term entry into countries to trade, avoiding impractical red tape for business-related purposes.

APEC Business Travel Card holders could stay away from the procedure for applying for visas as well as entry permits under personal travel. They may also be able to use the APEC lanes as they reach listed countries by using multi-entry pass.

The APEC Business Travel Card scheme received full endorsement from Datuk R. Ramanan. The Immigration Department of Malaysia was praised by him for their effective work towards realization of this functional alternative that could contribute to strong economic growth.

Datuk R Ramanan

encouragement was expressed by his remark that APEC business travel card has established new gateways for businesses in Malaysia to venture into foreign economies effortlessly. Local companies can now make full use of the advantage due to the superb contribution made by officers who fostered ties with other nations and this has a positive impact on the local economy.

Today’s participating governments in the APEC scheme are Chile, Mexico, Papua New Guinea, Peru, Russia, New Zealand, Australia, Taiwan, Japan, Hong Kong, China,South Korea, Brunei, Singapore, Thailand, Philippines, Indonesia, Vietnam, and Malaysia. America and Canada, on the other hand, moreover participated as transitional members.

This program has a huge impact on local businesses, as dealing with some foreign governments used to require bureaucratic administration. Republic of china, among other countries, makes it mandatory for social pass or business-related re-entries application to be made upfront.

Being a strong advocate for Indian business people in Malaysia, Datuk R. Ramanan stresses out on the importance for them to seize the opportunity to bring economic success and growth to the nation. Stimulation by the Indian community in Malaysia likewise helps to promote the full endorsement of APEC to strengthen, nurture and promote the rapidly growing businesses.

Based on a basic research conducted by the APEC Policy Support Unit, the APEC Business Travel Card helps to lower transactional cost for its holders for up to 38%. This finding shows that the initiative works both saves time and actual cost allocated to travelling. Based on estimation, the cummulative time saved for the APEC Business Travel Card holders between March 2010 to July 2011 is 62,413 hours, which in monetary form, is valued at USD1.9 million.